Licensed insurance broker helping people 65+ navigate Medicare, retirement income, and life insurance — so you can make confident decisions without the confusion.
Hi, I’m Marc Anthony Spagnuolo
I spent years watching people I care about get overwhelmed by Medicare — not because they weren’t smart, but because the system is genuinely complicated. Deadlines, penalties, plan types, drug formularies — it’s a maze that most people have to navigate alone, usually at one of the most important transitions of their lives.
I became a licensed insurance broker specifically to fix that. I work exclusively with people 65 and older, helping them understand their Medicare options, compare plans side-by-side, and make decisions they feel good about. No pressure. No sales tactics. Just honest guidance from someone who knows this inside and out.
My service is always free to you. I’m compensated by the insurance carriers — so you get expert help without paying a dime out of pocket. That’s how it should be.
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Licensed & Independent
I’m not tied to any single insurance company. I shop the market for you.
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Always Free to You
My help costs you nothing. Carriers pay me — not you.
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Aurora, Colorado
Based in the Denver metro, serving clients across Colorado and nationwide.
What I Help With
- Medicare — Original Medicare, Medicare Advantage, Part D drug plans, enrollment timing, and avoiding costly penalties
- Life Insurance — Term, whole life, and final expense coverage designed for people in or near retirement
- Long-Term Care — Planning for home care, assisted living, and nursing facility costs before you need them
- Home Health Care — Understanding what Medicare covers and what gaps you may need to fill
- Annuities — Guaranteed income strategies to protect against outliving your savings
Licensed and Independent
Being independent means I’m not a captive agent for any single insurance company. I’m contracted with dozens of carriers across Colorado and the nation — which means I can actually compare options and recommend what fits your situation, not what hits a quota.
I hold an active Colorado insurance license and complete continuing education every year to stay current on Medicare rules, plan changes, and benefit updates. When you work with me, you’re getting someone who does this full-time and takes it seriously.
Why Right Hand Retirement
The name comes from what I’m trying to be: the person on your right-hand side when you’re making decisions that matter. Not someone selling you something. Not a call center rep reading from a script. Someone who actually knows you, knows your situation, and tells you the truth.
Retirement is a big transition. Medicare alone has dozens of moving parts — and the wrong decision can cost you thousands of dollars or leave you without coverage when you need it most. Most people don’t find out about those mistakes until it’s too late. My job is to make sure that doesn’t happen to you.
I started Right Hand Retirement because I wanted to build something I’d be proud to send my own family to. That means clear explanations, honest recommendations, and never rushing you into a decision. If we work together, you’ll walk away understanding exactly what you have and why.
Ready to get your Medicare questions answered?
Book a free, no-pressure consultation. I’ll walk you through your options and answer every question you have — at no cost to you.
Marc Anthony Spagnuolo is a licensed insurance broker in the state of Colorado. Insurance products and availability vary by state. This website is not affiliated with or endorsed by Medicare or any government agency. Contacting us does not obligate you to enroll in any plan.